Sascu Merchant Services

Service Details

Sascu merchant services span three payment channels — in-store terminals, online checkout, and mobile readers — each matched to how your customers actually pay.

Sascu POS Terminals

Countertop and wireless Sascu point-of-sale terminals handle EMV chip cards, NFC contactless payments including Apple Pay and Google Pay, and traditional magnetic stripe cards. The Sascu countertop terminal connects via Ethernet or Wi-Fi and includes a built-in receipt printer and customer-facing display. Wireless Sascu terminals use cellular or Wi-Fi connectivity for businesses that process payments away from a fixed counter — restaurant tableside service, farmers market vendors, delivery operations. Both terminal types support tip adjustment, manual card entry for phone orders, and refund processing directly from the device interface. All Sascu POS hardware carries PCI PTS certification and receives automatic security firmware updates.

Sascu Online Payment Gateway

For e-commerce businesses, Sascu provides a hosted payment gateway that can be embedded into existing websites through a straightforward integration. The Sascu hosted checkout page handles the sensitive card data — your site never touches it — which simplifies your PCI compliance burden considerably. For businesses with custom checkout flows, Sascu offers a REST API with SDKs for common development frameworks. The gateway supports one-time purchases, recurring subscriptions with configurable billing intervals, and card-on-file storage using tokenization so returning customers check out without re-entering payment details. Sascu online gateway transactions follow the same interchange-plus pricing model and settle into your Sascu business checking account just like in-store transactions.

Sascu Mobile Card Readers

Sascu mobile readers connect to iOS and Android devices via Bluetooth and pair with the Sascu mobile merchant app. The reader accepts EMV chip, NFC contactless, and magnetic stripe payments. Field service businesses — plumbers, electricians, HVAC contractors — use the Sascu mobile reader to collect payment on site rather than invoicing and waiting. Pop-up retail and event vendors use it where a fixed terminal is impractical. The Sascu mobile merchant app generates digital receipts sent by email or text, tracks daily transaction totals, and syncs settlement data with your Sascu online banking dashboard.

Processing Solutions

Security, Compliance, and Chargeback Management

Payment security is not a feature — it is the entire point of the infrastructure. Sascu merchant services comply with PCI DSS Level 1 standards, the most demanding tier, which requires annual on-site assessments by a qualified security assessor and quarterly network scans. Every Sascu terminal encrypts card data at the moment of capture using point-to-point encryption. Card numbers are replaced by single-use tokens stored in the Sascu vault, so even if your systems are compromised, the attacker obtains tokens that cannot be used elsewhere. For online transactions, the Sascu hosted checkout page isolates card data from your web server entirely.

EMV and Contactless

EMV chip cards reduce counterfeit card fraud by generating a unique transaction code for each purchase — a cloned magnetic stripe cannot produce a valid EMV cryptogram. Contactless payments — tapping a phone, watch, or contactless card — use near-field communication with the same EMV security model. Sascu terminals support both, and merchants who enable EMV acceptance shift counterfeit fraud liability to the card issuer under network liability rules.

Chargeback Handling

When a cardholder disputes a transaction, Sascu notifies you through the merchant dashboard with a reason code and a deadline for your response. Sascu merchant support staff can assist in assembling the representment package — transaction receipt, delivery confirmation, customer correspondence, terms and conditions — but the quality of your records determines whether you win the dispute. Sascu provides preemptive guidance as well: clear billing descriptors that match your business name as the customer recognizes it, CVV and AVS verification at checkout, and signature or PIN capture for in-person transactions. Businesses that implement these practices typically see chargeback ratios below the card network thresholds that trigger monitoring programs.

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